Checking Accounts

Checking* Free!! Free!! Free!!

No minimum balance requirement, no monthly service charge, no per-check fee, instant duplicates of written checks, unlimited check writing, and we offer overdraft protection! To open a checking account, it simply takes a $100 deposit. Free checks to all members over 65. *Overdraft and non-sufficient funds fees will apply.

Dividends are calculated using the average daily balance method and paid monthly on all accounts maintaining an average daily balance of $500 and above.

Features

  • No monthly service charge

  • No minimum balance requirement

  • Unlimited access

  • Free online banking

  • Free phone banking (1(800) 310-9387)

  • Free bill pay

  • Overdraft protection (enrollment required)

  • Free e-Statements

  • Free temporary checks (at account opening)

  • Direct deposit, ACH, and payroll deduction

  • Deposits are insured up to $250,000 by the National Credit Union Administration

Funds Availability Notice


Visa® Debit Card

The debit card acts like a credit card, but the money is deducted from your checking account like a check. You can use your CCCU debit card wherever you see the Visa logo. Plus, use your CCCU Visa Debit and earn reward points by signing for your purchases. Use your card at gas stations, supermarkets, malls, and anywhere else. Watch the points add up.

Redeem points for millions of items. To sign up for rewards, just go to www.uchooserewards.com

Was your card lost, stolen, or do you need to report fraud?