Online Banking

Online Banking
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ACH Receiver/Originator

At CCCU we are equipped to handle all incoming and outgoing automatic clearing house transactions. This means that any automatic deposits or withdrawals you wish to have transacted by outside companies are easily set up for both one time and repeated occurrences. This can cut down on the number of checks you write each month. Call today for more information.

Apple Pay

The safer way to pay. When you make a purchase, the Device Account Number, along with a transaction-specific security code is used to process your payment. So your actual debit card numbers are never shared with merchants or transmitted with payment.

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Use the CCCU ATMs to make cash withdrawals, deposits, transfer funds and balance inquiries from your share or checking account 24 hours a day, 7 days a week. There are no service charges for members and you are allowed six free transactions per month. A $1 fee per transactions is imposed for any transactions over limit.

Our ATMs accept all cards that carry the Cirrus logo. A nominal service charge may apply.

Direct Deposit

Direct Deposit enables you to have your entire paycheck, Social Security check or other recurring payments automatically deposited into your credit union account on payday. No more worries about losing your check, being out of town on payday or waiting in line to make your deposit.

Access the form here or see your Human Resources Department

Home Banking

Have you signed up for Home Banking? This extraordinary tool allows you to check balances of your accounts, make loan payments, pay bills to any merchant electronically, and see the history of your accounts. Forget writing checks and putting them in the mail with just a few clicks of the mouse, you can have all your bills paid in mere moments. Plus, you can even schedule regular payments that will deduct automatically without you even having to think about it. Never have a late payment again!

You'll be pointing and clicking you away in no time. Home banking is free including the use of Bill Pay which can be used to pay all your bills online . . . No stamps required.

Access instructions here

Payroll Deduction

Tired of trying to remember to make your payments at the credit union? Let us do the bookkeeping! Payroll deduction is the perfect solution. For example, if you want your car note paid each month on the first, simply sign up for payroll deduction through your employer. The amount you specified is taken directly from your check and paid on the first of the month. It couldn't be easier! Plus, you can easily make changes in the amounts whenever you need to.

Call us to inquire about this easy, convenient service. Note: You employer must offer direct deposit options to be able to participate in this program.

Phone Banking

Dialing 1-800-310-9387 will put you in touch with CCCUs automatic banking system 24 hours a day, seven days-a-week. Whether calling locally or long distance, this response system is an easy solution for many of your financial needs. You can check balances, transfer between accounts, make withdrawals by check, see what checks have cleared, and more.

It's easy and confidential. You must have your member number and PIN to conduct Phone Banking.

Wire Transfers

Need money moved quickly between different financial institutions? We offer wire transfers going to any financial institution in the U.S. for a minimal $ 25.00 fee. We can also accept transfers from other institutions into your account. This is great for sending cash in a hurry.

Access the form here or contact a representative today for wiring instructions.


Zelle® is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes.3 With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank.

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Card Hub

Credit Sense

Re-pay payment portal


Our Online Privacy Practices

Keeping financial and personal information secure is one of our most important responsibilities. Centex Citizens Credit Union is committed to protecting the information of our members and other visitors who use our website. We value your trust and handle all personal information with care. As with information we collect through other means, we use the information you provide online to respond to your needs, service your accounts, and provide you with information about other services.

Secure Transmissions

To ensure information remains confidential, Centex Citizens Credit Union uses encryption technology such as Secure Socket Layer (SSL) to protect the information you enter and submit on our website.

Email Security

Regular Internet email is not secure. You should never provide information that is sensitive or confidential such as your social security number, account number, or PIN through an unsecured email. We ask that you do not send personal or account Information through regular email. Centex Citizens Credit Union provides a method of sending a secure email to the credit union by accessing our “Member Center” found by logging into Online Banking and clicking on the menu item “Member Center.”


A cookie is a small piece of information that a website stores directly on the computer you are using. Cookies may contain a variety of information from a simple count of how often you visit a website to information which allows customization of a website for your use. Centex Citizens Credit Union uses cookies to gather data about the usage of our website and to ensure that you have access to your account information. Anytime a cookie is used, personal information is encrypted for our use only and is protected from third party access (a cookie cannot be read by a website other than the one that sets the cookie).

Linking to Other Sites

To provide you with easy access to information, Centex Citizens Credit Union may provide links to other websites such as mortgage companies, insurance companies, government agencies. These links are provided as a convenience to our members. We do not guarantee or endorse any of the content in these links, and Centex Citizens Credit Union does not represent either the third party or the member if the two enter into a transaction. The privacy and security policies on these linked websites may differ from those practiced by Centex Citizens Credit Union. We encourage you to read the privacy policies of all websites you visit, especially before providing any personal non-public information.

Warranties & Limitations of Liability

Information on this website is provided “as is” without any express or implied warranties, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Centex Citizens Credit Union shall not be liable to any party for any direct, indirect, consequential or other damages for use of this website or other hyperlinked websites.

Site Use & Content

You may view, copy or print pages from this site solely for personal, non-commercial purposes. You may not otherwise use, modify, copy, print, display, reproduce, distribute or publish any information from this site without the express permission of Centex Citizens Credit Union. At any time, Centex Citizens Credit Union may without notice make changes to this site or to the services or products described on this site.


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