Rates

Share Rates

Effective as of: 12/18/2024

Share Rates
Account Type Minimum Balance Dividend/Interest Rate APY**
Share Savings $25.00 0.15% 0.1500%
Share Checking $100/open 0.10% 0.10%
IRA Savings $100 0.20% 0.20%
Money Market $2,500 - $19,999 0.30% 0.30%
Money Market > $ 20,000 0.75% 0.75%

Share Certificates

Effective as of: 7/16/2025

Share Certificates
Type Minimum Deposit Dividend/Interest Rate APY**
6-Month Share/IRA Certificate $1,000 2.50% 2.52%
9-Month Share/IRA Certificate¹ $5,000 4.10% 4.16%
12-Month Share/IRA Certificate $1,000 3.00% 3.03%
18-Month Share/IRA Certificate $1,000 2.90% 2.93%
24-Month Share/IRA Certificate $1,000 2.70% 2.73%
36-Month Share Certificate $1,000 2.60% 2.63%

¹Non-renewable at CD maturity


Loan Rates

Effective as of: 01/22/2025

Vehicle Loan Rates

Vehicle Loan Rates
Loan Type Maximum Term APR*
New Vehicles ²2023 and Newer Up to 36 months As low as 4.99%
New Vehicles 2023-2026 Up to 75 months As low as 5.99%
New Vehicles ²2023 -2026 Up to 84 months As low as 6.64%
Used Vehicles ²2022-2020 Up to 75 months As low as 6.84%
Used Vehicles ²2019 and Older Up to 63 months As low as 7.74%

Other Collateral Loans

Other Collateral Loans
Loan Type Maximum Term APR*
New RVs, Horse Trailers, and Motorhomes Up to 75 months³ As low as 7.99%
Used RVs, Horse Trailers, and Motorhomes Up to 75 months As low as 8.89%
New Motorcycles, Boats and ATVs Up to 75 months As low as 7.89%
Used Motorcycles, Boats and ATVs Up to 75 months As low as 8.89%
New Tractors/ Skid Steers Up to 75 months As low as 7.89%
Used Tractors/ Skid Steers Up to 72 months As low as 8.89%
Equipment Up to 60 months As low as 9.89%

Unsecured Loans

Unsecured Loans
Loan Type Credit Limit Maximum Term APR*
Personal Loans Credit Limit TBD Up to 60 months As low as 10.990%
Mastercard Credit Limit TBD as low as 10.9%

All consumer loan rates shown are base rates. These rates may vary based on credit score, loan term, loan-to-value ratio and age of collateral . All loans are subject to CCCU's loan guidelines. Rates are subject to change without notice
²Special Terms and Conditions May Apply
³Longer term options available please call for details