Services

Services

Digital Wallets

Apple Pay

The safer way to pay. When you make a purchase, the Device Account Number, along with a transaction-specific security code, is used to process your payment. So your actual debit card or Mastercard numbers are never shared with merchants or transmitted with payment.

  1. ADD: Add your CCCU debit card to your mobile wallet on iPhone, iPad, or Apple Watch.

  2. TOUCH: Hold your iPhone or Apple Watch near a contactless reader. On your iPhone, authorize your payment with your finger on Touch ID.

  3. PAY: A subtle vibration and tone will let you know your payment has been processed. It’s that easy.

Just look for the Apple Pay icons at the checkout counter.

Google/Samsung Pay

  1. ADD: Add your CCCU debit or Mastercard to your mobile wallet on an Android device.

  2. TOUCH: Hold your Android device near a contactless reader. On your device, authorize your payment with by signature or PIN.

  3. PAY: A subtle vibration and tone will let you know your payment has been processed.

Home Banking

Have you signed up for Home Banking? This extraordinary tool allows you to check balances of your accounts, make loan payments, pay bills to any merchant electronically, and see the history of your accounts. Forget writing checks and putting them in the mail; with just a few clicks of the mouse, you can have all your bills paid in mere moments. Plus, you can even schedule regular payments that will deduct automatically without you even having to think about it. Never have a late payment again!

You'll be pointing and clicking your way in no time. Home banking is free including the use of Bill Pay, which can be used to pay all your bills online. No stamps required.

Payroll Deduction

Tired of trying to remember to make your payments at the credit union? Let us do the bookkeeping! Payroll deduction is the perfect solution. For example, if you want your car note paid each month on the first, simply sign up for payroll deduction through your employer. The amount you specified is taken directly from your check and paid on the first of the month. It couldn't be easier! Plus, you can easily make changes in the amounts whenever you need to.

Call us to inquire about this easy, convenient service. Note: Your employer must offer direct deposit options to be able to participate in this program.

Phone Banking

Dialing 1(800) 310-9387 will put you in touch with CCCU’s automatic banking system 24 hours a day, seven days a week. Whether calling locally or long distance, this response system is an easy solution for many of your financial needs. You can check balances, transfer between accounts, make withdrawals by check, see what checks have cleared, and more.

It's easy and confidential. You must have your member number and PIN to conduct Phone Banking.

Zelle®

Zelle® is a fast, safe, and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes. With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank.

Transactions

ATM

Use the CCCU ATMs to make cash withdrawals, deposits, transfer funds, and balance inquiries from your share or checking account 24 hours a day, 7 days a week. There are no service charges for members, and you are allowed six free transactions per month. A $1 fee per transaction is imposed for any transactions over the limit.

Our ATMs accept all cards that carry the Cirrus logo. A nominal service charge may apply.

ACH Receiver/Originator

At CCCU, we are equipped to handle all incoming and outgoing automatic clearing house transactions. This means that any automatic deposits or withdrawals you wish to have transacted by outside companies are easily set up for both one-time and repeated occurrences. This can cut down on the number of checks you write each month. Call today for more information.

Direct Deposit

Direct Deposit enables you to have your entire paycheck, Social Security check or other recurring payments automatically deposited into your credit union account on payday. No more worries about losing your check, being out of town on payday or waiting in line to make your deposit.

To access the form, see your Human Resources Department.

Money Orders

Need to pay a bill and don't want to send cash? Money orders are almost as good as cash. They can be issued in any amount up to $ 1,000 and are accepted as cash almost anywhere. Fees range from $.50 to $2.00. Stop in and purchase the money orders you need.

Wire Transfers

Need money moved quickly between different financial institutions? We offer wire transfers going to any financial institution in the U.S. for a minimal $25.00 fee. We can also accept transfers from other institutions into your account. This is great for sending cash in a hurry.

Contact a representative today for wiring instructions.

Cards Services

Reloadable Travel Cards

Going on a trip? Sending a loved one off to school? Reloadable travel cards provide safety and peace of mind because, unlike cash, once you register your card, it is refundable if lost or stolen. At CCCU, we carry Mastercard travel cards, which are accepted anywhere a debit Mastercard is accepted all over the world. They are as convenient as cash, without the risk!

You can even direct deposit right onto the card. Load the card with $20 to $3,000. An activation fee of $6 for one card or $8 for one card plus a companion card on the same account applies. A reloading fee of $3 applies for subsequent deposits.

Mastercard Gift Cards

Perfect for any gift-giving occasion, A gift card from CCCU is available in amounts from $10 to $1,000. It's the gift that fits anyone and any taste. A nominal $4.00 activation fee applies.

Six months after card issuance, a maintenance fee of $2.95 will be deducted from the card balance monthly.

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